Prop trading and funded account costs
Prop Firm Evaluation Cost Calculator
Estimate the total cost of a prop trading evaluation, including challenge fees, subscriptions, resets, activation charges and other expenses. Compare different pricing structures and plan your evaluation budget.
How evaluation costs accumulate over time
Start. Evaluation purchase. Charge USD 100.00. Credit USD 0.00. Running gross USD 100.00. Running out-of-pocket USD 100.00.
A partial billing period is not prorated. Billing in advance charges the full cycle when that cycle starts inside the scenario. Billing in arrears charges a cycle only when it has finished.
Where the charges sit
- Initial and setupUSD 100.00 · 100% of gross charges
- Confirmed creditsUSD 0.00 deducted, not drawn as a slice
How much does evaluation duration affect cost?
| Months | Subscription payments | Recurring fees | Resets kept constant | Out-of-pocket | Average per month |
|---|---|---|---|---|---|
| 1 | 0 | USD 0.00 | USD 0.00 | USD 100.00 | USD 100.00 |
| 3 | 0 | USD 0.00 | USD 0.00 | USD 100.00 | USD 33.33 |
| 6 | 0 | USD 0.00 | USD 0.00 | USD 100.00 | USD 16.67 |
| 12 | 0 | USD 0.00 | USD 0.00 | USD 100.00 | USD 8.33 |
A one-time purchase stays in every column. Only the subscription changes with the length. Activation is included only when you marked it paid. The reset count does not grow with the months.
How resets change the budget
| Resets | Reset charges | Out-of-pocket | Change from the row above |
|---|---|---|---|
| 0 | USD 0.00 | USD 100.00 | — |
| 1 | USD 0.00 | USD 100.00 | USD 0.00 |
| 2 | USD 0.00 | USD 100.00 | USD 0.00 |
| 3 | USD 0.00 | USD 100.00 | USD 0.00 |
| 5 | USD 0.00 | USD 100.00 | USD 0.00 |
A reset fee does not extend the subscription and does not buy another evaluation. A funded account is not part of this result.
What if you need more than one evaluation attempt?
| Attempts | Extra purchases | Purchase charges | Resets, unchanged | Subscription, unchanged | Out-of-pocket |
|---|---|---|---|---|---|
| 1 | 0 | USD 100.00 | USD 0.00 | USD 0.00 | USD 100.00 |
| 2 | 1 | USD 200.00 | USD 0.00 | USD 0.00 | USD 200.00 |
| 3 | 2 | USD 300.00 | USD 0.00 | USD 0.00 | USD 300.00 |
An additional attempt uses the purchase price you typed for a retry. It is not counted as a reset, and this page does not estimate a chance of passing.
Compare evaluation pricing structures
These rows are scenarios you type. They are not verified prop firm prices, and an account-size label is not cash you can withdraw.
Programme A
Out-of-pocket USD 100.00. Potential refund USD 0.00. In USD: USD 100.00.
Programme B
Out-of-pocket USD 100.00. Potential refund USD 0.00. In USD: USD 100.00.
Billing in advance or arrears follows the main scenario. A row with its own length is marked by the checkbox being off, so the horizons are not silent mismatches.
Evaluation payment schedule
| Period | Type | Description | Gross charge | Confirmed credit | Net cash | Cumulative out-of-pocket |
|---|---|---|---|---|---|---|
| Start | initial | Evaluation purchase | USD 100.00 | USD 0.00 | USD 100.00 | USD 100.00 |
Your evaluation cost summary
Model: once. Length: 3 months. Billing: month, advance. Out-of-pocket: USD 100.00. Gross charges: USD 100.00. Confirmed credits: USD 0.00. Potential refund: USD 0.00. Budget remaining: —.
These amounts are what you entered. They are not a firm’s current price, and the export time is when the file was made.
What is a prop firm evaluation fee?
An evaluation fee is money you pay for an attempt at a programme’s rules. The advertised account size is the simulated or conditional balance inside those rules. It is not cash you can withdraw, and paying the fee does not create a funded account or a payout.
One-time and subscription pricing
A one-time model charges the purchase fee and then stops. A subscription charges a cycle for as long as the scenario says the billing continues. Hybrid charges both. The one-time model on this page ignores a recurring amount you may still have typed, and the subscription model ignores the purchase fee. Switch to hybrid when a programme really uses both.
How subscription renewals are counted
Weekly, monthly, quarterly and annual cycles are counted as whole bills. Billing in advance includes a cycle that starts inside the scenario, and that cycle is charged in full. Billing in arrears includes a cycle only after it has finished, so a short horizon can show no renewal yet. Nothing is prorated. Without a start date, weekly bills use 30-day months and the periods are labelled Week 1 and Month 1. With a start date, the labels are calendar dates, including month-ends and leap years.
Resets, new attempts and activation
A reset restarts the evaluation you already bought, at the reset fee you type. Another attempt buys a new evaluation at the retry price. A subscription renewal is neither of those. Programme rules decide whether a reset is allowed. This page does not assume that a reset extends the subscription or produces a funded account. An activation fee that would follow a pass stays out of the main total until you mark it as already paid. The page still shows the total with that fee added, labelled as assumed.
Conditional refunds
A refund that depends on a pass, a first payout, or any other condition is shown as a potential refund. It is not subtracted from the out-of-pocket cost. You can turn on a hypothetical result in which the condition is met. That result can be zero. It is not the amount due today, and it is not income. A discount or a credit is subtracted only when you enter it as already confirmed.
Comparing programme costs
The lowest advertised fee can be the highest cost once renewals, resets and activation are included. Compare programmes over the same length unless you deliberately give one row its own length. The comparison rows are scenarios you type. WiT Markets has not stored verified challenge prices in the prop research file, so this calculator does not offer firm presets.
Other programme conditions
Cost is only one term. Profit targets, daily loss limits, maximum and trailing drawdown, minimum trading days, inactivity rules, deadlines and payout conditions can end an attempt before the months you modelled. The drawdown calculator uses the floor you type. This page does not turn those rules into a chance of passing.
Common mistakes
- Ignoring a renewal that the billing cycle still charges.
- Treating a refund after a payout as a fee you will not pay.
- Counting a reset and a new purchase as the same event.
- Forgetting an activation fee, or including one that has not been incurred.
- Comparing a one-month price with a six-month subscription.
- Reading the advertised account size as withdrawable capital.
- Assuming every firm bills on the same day and allows a partial-month refund.
Worked examples
One-time fee 100, no subscription, three months, no resets and no activation. Out-of-pocket cost 100.00. The same 100 remains at one month and at six months, because the purchase is not billed again.
Subscription of 50 at the start of each month, for three months, with no purchase fee. Payments 3. Out-of-pocket cost 150.00.
Purchase 100 and two resets at 75, with no subscription. Out-of-pocket cost 250.00.
Purchase 100 and a conditional refund of 100 that has not been earned. Out-of-pocket cost 100.00. Potential refund 100.00. Hypothetical cost after the refund 0.00. The dashboard keeps 100.00 as the amount due.
Evaluation fees are the amounts you enter. A firm can change them. A reset may not be offered. A refund can depend on a later payout. Paying a fee, passing an evaluation, or receiving a simulated profit does not guarantee a payout or a trading profit. This page does not submit an order.
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Sources and review
Written by: WiT Markets Editorial. Writes and structures WiT Markets pages. Separates a sourced fact from a cell that is Not confirmed.
Review: Editorially reviewed. This is not a qualified specialist review and it is not a legal sign-off.
Last reviewed: . Next review due . The date is an editorial pass. It is not a live check of every third-party fee.
Regulatory and official sources
- Investor.gov — checked 13 October 2026
Methodology. Editorial policy. Corrections. Report an error.